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Which life insurance policy provision allows a policyowner to cancel the policy and receive a full refund within a limited time period after policy delivery?Free Look Provision
An individual life insurance and annuity provision that gives the policy owner a stated time, usually 30 days after the policy is delivered, in which to cancel the policy and receive a full refund on the initial premium payment.
Which life insurance policy would be eligible to include an automatic premium loan provision?Automatic premium loans can only be made from permanent policies that have a cash-value component. These include whole life policies and some universal life (UL) policies. Because universal life policies deduct expenses from the cash value, they do not always allow ALP.
Which life insurance policy option allows the policyowner to have coverage equal to the net death?Choosing the nonforfeiture extended term option allows the policy owner to use the cash value to purchase a term insurance policy with a death benefit equal to that of the original whole-life policy.
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Which of the following life insurance policies allows a policyowner to take out a loan quizlet?
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