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Which of the following would be considered the most important factor in determining the rate in premiums for an applicant for an auto policy?Generally speaking, the biggest factors that affect your auto insurance premiums are your age, gender, marital status, driving record, and credit history. However, the best car insurance companies also take into account other factors such as the make and model of your car and its features.
Under what type of policy would the value of an insured object not be defined until a loss occurs?Valued policies specify that the insured property will be valued at a specific sum. Open policies, on the other hand, do not specify a value up-front. The value is not determined until a loss occurs.
Which of the following is used in the formula for calculating the actual cash value?Actual cash value is equal to the replacement cost minus any depreciation (ACV = replacement cost – depreciation). It represents the dollar amount you could expect to receive for the item if you sold it in the marketplace.
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Which of the following information would NOT be included in property insurance policies Quizlet
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