Which of the following is not a mandatory uniform provision of an accident and health policy?

Table of Contents

• 1 Which of the following is not a required uniform provision?
• 2 Which of the following is not mandatory under the Uniform Provisions law applied to accident and health policies?
• 3 What are mandatory provisions?
• 4 Which of the following provisions is a required uniform health insurance provision?
• 5 What are the required provisions of a health insurance policy?
• 6 What is an optional provision?
• 7 What does uniform policy provisions mean in insurance?
• 8 What is the uniform individual accident and sickness Policy Act?

Terms in this set (10) Which of the following is NOT a required uniform provision in individual health policies? An insured’s change of occupation is not a required uniform provision in individual health insurance policies.

What provision is a mandatory uniform provision?

The Change of Beneficiary Provision (a Mandatory Uniform Provision) establishes the insured’s right to change the beneficiary, unless it is designated as irrevocable. Legal Actions is a Mandatory Uniform Provision.

Which of the following is not mandatory under the Uniform Provisions law applied to accident and health policies?

Waiver of Premium is a provision that may or may not be included. Which of the following is not a Mandatory Uniform Provision of an Accident and Health policy? Waiver of Premium.

What are the optional uniform provision?

The Illegal Occupation/Act Provision (an Optional Uniform Provision) allows the insurer to deny liability if the insured is injured while engaged in an illegal occupation or committing an illegal act.

What are mandatory provisions?

Their language is characterized by such directive terms as “shall” as opposed to “may.” A mandatory provision is one that must be observed, whereas a directory provision is optional. An example of a mandatory provision is a law that provides that an election judge must endorse his or her initials on a ballot.

Which is a required provision in a health insurance policy?

a physical exam and autopsy provision – allows an insurance company to request regular physical exams or an autopsy. a legal actions clause – the minimum and maximum amount of time the policyholder can take legal action after providing proof of loss.

Which of the following provisions is a required uniform health insurance provision?

The Proof of Loss Provision (a Mandatory Uniform Provision) stipulates the insured is to prove their loss within 90 days of the loss, or in the shortest time possible, but not to exceed 1 year unless the insured suffers legal incapacity.

Which of the following is not a mandatory uniform provision quizlet?

Which of the following is not a Mandatory Uniform Provision? Conformity with State Statutes is an Optional Uniform Provision.

What are the required provisions of a health insurance policy?

What is the difference between a uniform required provision and uniform optional provision?

What is the Difference between Mandatory and optional Provisions? Mandatory provisions will effect whether or not a claim is paid, and the Optional will effect how much a policy will pay.

What is an optional provision?

The change of occupation optional provision allows an insurance company to increase the policy premium or the amount an insured would pay for the policy if the insured changes to a more risky occupation. The insurance company would decrease the premium if the insured changed to a less risky occupation.

Which of the following may be an optional provision under the Uniform Provisions law?

Which of the following may be an optional provision under the Uniform Provisions Law? The change of occupation provision is an optional provision.

What does uniform policy provisions mean in insurance?

Uniform policy provisions refer to a set of clauses, some mandatory and some optional, that insurance companies include in written insurance policies. Each state has a uniform individual accident and sickness policy provisions law which dictates precisely the provisions…

What are the mandatory provisions in an insurance policy?

The provisions appear in an insurance policy as a series of clauses. The 12 mandatory provisions include rights and obligations of both the insurer and the insured.

What is the uniform individual accident and sickness Policy Act?

The Uniform Individual Accident and Sickness Policy Provisions Act is legislation that every U.S. state has passed into law; it stipulates that individual health insurance policies must contain certain provisions in order to be valid.

Are there any optional clauses in an insurance policy?

After the 12 mandatory provisions, insurers may include any of 11 optional clauses in a policy. The policyholder and the insurer can negotiate which of these provisions will be part of the policy, but generally, the insurer will have the final say.

What are mandatory uniform provision of an accident and health policy?

Which of the following is not mandatory uniform provision?

Which of the following is not a required uniform provision in individual health policies?

Which of the following provision is mandatory for health insurance policies?